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Jacha Advisory

Finance Academy · Programme 01

Financial Literacy & Money Management

Build a clearer understanding of personal finance and the decisions that shape financial stability over time. This programme introduces practical ways to understand income, expenditure, saving, borrowing and financial goals.

Self-paced · Proposed US$149

A young woman planning a personal budget with a notebook and calculator

Learning objectives

  • Understand fundamental financial concepts.
  • Build a practical personal budget.
  • Distinguish needs, wants and priorities.
  • Understand saving and emergency planning.
  • Recognise borrowing and debt considerations.
  • Establish realistic financial goals.

Curriculum

  1. Module 1Foundations of financial literacy
  2. Module 2Income, expenses and spending patterns
  3. Module 3Budgeting and cash-flow management
  4. Module 4Saving and emergency planning
  5. Module 5Borrowing, debt and financial commitments
  6. Module 6Financial goals and personal action planning